Crypto Compound Calculator
Crypto never sleeps — and neither does this calculator. Models true 365-day compounding with no weekend gaps. Set your starting BTC balance, daily return target, and withdrawal strategy.
How compounding works
The formula
Each period, profit is calculated on your current full balance — including all prior gains. With a starting balance P, periodic return r, and n periods:
balance = P × (1 + r)n With a profit split s (your share %) and withdrawal w:
balance = (balance + balance×r×s/100 + C − w) per period Why it matters
Compounding turns consistency into outsized results. A trader making 5% monthly doesn't grow 60% a year — they grow roughly 79%, because each month's gains compound on a larger base.
The flip side: losses compound too. A 50% drawdown requires a 100% gain just to break even. This is why risk management — not raw return — is the real edge.
Common questions
Why does the crypto calculator use 365 days per year?
Unlike forex and stocks, crypto markets trade 24/7 — no weekend closures, no holidays. That's 365 days of potential compounding per year. This calculator uses 365 for daily compounding and CAGR calculations, giving you accurate projections for BTC, ETH, and altcoins.
What is a realistic daily return in crypto trading?
Crypto is highly volatile. Conservative traders target 0.5–2% daily. Even 1% daily compounds to ~3,700% annually — extraordinary but achievable in short bursts. Sustaining it long-term is extremely rare. Always model drawdowns with negative returns to stress-test your strategy.
Should I compound daily or weekly for crypto?
Daily compounding maximizes the exponential effect but assumes you profit every single day — unrealistic for most traders. Weekly compounding is more conservative and often closer to real performance. Try both and compare the curves.
Can I model taking profits from my crypto stack?
Yes. Set a regular withdrawal (fixed dollar amount or percentage of balance) and the calculator deducts it each period before the next compounding cycle. This models taking profits off the table while letting the rest of your stack compound.
How do I share my crypto projection?
Click 'Share My Vision' — it copies a URL with all your inputs saved as query parameters. Paste it in your crypto Discord, on X, or in your trading journal. Anyone who opens the link sees your exact projection with the same chart.
Can I model a crypto bear market with this calculator?
Yes. Enter a negative compound percentage (e.g. -2% daily) to project a bear market drawdown. The chart and table will show your balance declining, helping you visualize how deep a drawdown you can survive before reaching your risk threshold.
Ready to put compounding to work?
Pair this projection with disciplined position sizing. Explore our other free trading tools.